Gold pledged for loan stolen in bank robbery: How borrower won case for full value

 So, what happens if gold jewellery pledged against a gold loan is stolen from the bank? For a borrower, the loss can raise a bigger question than simply recovering the value of the gold. Should the bank pay only for the metal, or should the compensation also cover making charges and the value of stones? So, what happens if gold jewellery pledged against a gold loan is stolen from the bank? For a borrower, the loss can raise a bigger question than simply recovering the value of the gold. Should the bank pay only for the metal, or should the compensation also cover making charges and the value of stones?