India’s Gen Z excels at investing via SIPs and mutual funds, yet many remain uninsured, relying on parents’ policies. Despite digital access to financial info, a significant gap exists between research and purchasing insurance. A health emergency could destabilize nearly two-thirds of young investors. Experts point to a lack of urgency and a confidence crisis, not a knowledge gap, hindering personal insurance adoption. India’s Gen Z excels at investing via SIPs and mutual funds, yet many remain uninsured, relying on parents’ policies. Despite digital access to financial info, a significant gap exists between research and purchasing insurance. A health emergency could destabilize nearly two-thirds of young investors. Experts point to a lack of urgency and a confidence crisis, not a knowledge gap, hindering personal insurance adoption.
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