Tier-II cities to drive affordable housing finance growth through FY28: Report

 Affordable housing finance companies are poised for strong growth, with assets expected to rise 19-20% annually through FY28. This surge is fueled by demand in smaller cities, improving housing affordability, and small business financing needs. While home loans will see steady expansion, loans against property are projected for faster growth, though lenders remain cautious on smaller ticket sizes due to past stress. Affordable housing finance companies are poised for strong growth, with assets expected to rise 19-20% annually through FY28. This surge is fueled by demand in smaller cities, improving housing affordability, and small business financing needs. While home loans will see steady expansion, loans against property are projected for faster growth, though lenders remain cautious on smaller ticket sizes due to past stress.